Confidential Transactions with
Selective Disclosure

private payments

private payments

treasury operations

treasury operations

tokenized assets

tokenized assets

compliance

compliance

auditability

auditability

Try confidential stablecoin payments live

Experience how easy it is to move funds privately while preserving auditability through selective disclosure. Create your own stablecoin or select an existing one. Choose an amount, press send and control who can see the transaction details.

TRy the Interactive Demo

TRy the Interactive Demo

Why most privacy systems break and Hathor doesn’t?

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Generic Public
Chains

GENERIC PUBLIC
CHAINS

Traditional Privacy
Models

TRADITIONAL PRIVACY
MODELS

Hathor

HATHOR

Compliance

COMPLIANCE

❌ Fully exposed
transactions

❌ Fully exposed
transactions

❌ Shared anonymity pools create contamination risk

❌ Shared anonymity pools create contamination risk

✅ Selective disclosure with auditability

✅ Selective disclosure with auditability

User Experience

User
Experience

USER EXPERIENCE

✅ Simple

✅ Simple

❌ Shield/unshield flows, multiple address types

❌ Shield/unshield flows, multiple address types

✅ One address model, frictionless UX

✅ One address model, frictionless UX

Stablecoin Privacy

Stablecoin
Privacy

STABLE
COIN PRIVACY

❌ Everything public

❌ Everything public

⚠️ Usually limited to
native assets

⚠️ Usually limited to
native assets

✅ Privacy for any token, including stablecoins and RWAs

✅ Privacy for any token, including stablecoins and RWAs

Operational Costs

Operational
Costs

OPERATIONAL COSTS

❌ Volatile and
unpredictable fees

❌ Volatile and
unpredictable fees

⚠️ Mostly volatile and unpredictable fees

⚠️ Mostly volatile and unpredictable fees

✅ Predictable and hyper-efficient costs

✅ Predictable and hyper-efficient costs

Smart Contracts
Needed

SMART CONTRACTS NEEDED

⚠️ Usually required

⚠️ Usually required

⚠️ Complex integrations

⚠️ Complex integrations

✅ Token issuance without
smart contracts

✅ Token issuance without
smart contracts

Security Model

Security
Model

SECURITY MODEL

⚠️ Varies by chain

⚠️ Varies by chain

⚠️ Depends on external layers/pools

⚠️ Depends on external layers/pools

✅ Bitcoin-secured architecture

✅ Bitcoin-secured architecture

Businesses don’t need anonymity.
They need control over information and a simple operation.

What makes Hathor structurally different?

1. Privacy for any token, not just the native asset

This is the single most important differentiation. Monero and Zcash, the two most established privacy protocols, only support privacy for their native tokens. You cannot do a private transfer of a stablecoin or a tokenized security on either. Liquid supports multi-asset confidential transactions, but it is a federated sidechain with limited smart contract capabilities. Railgun and Arcium/Umbra support EVM tokens and Solana tokens respectively, but both are application-layer wrappers requiring shield/unshield flows. Hathor’s confidential transactions work at the protocol level for any token on the network, including custom tokens and tokenized assets. For developers building private payment products or institutions doing private RWA transfers, this matters directly.

2. No shielded pool, no pool contamination risk

Railgun, Umbra and Tornado Cash all route transactions through shared anonymity pools. If illicit funds enter the pool, even briefly, the pool becomes permanently tainted from a compliance perspective. There is no on-chain clawback path. For regulated payment processors and financial institutions, this is a structural dealbreaker. Hathor’s confidential transactions transfer directly between addresses without a pool intermediary. This is not a regulatory talking point. It is a fundamental architectural difference with concrete compliance implications.

3. One address type, no shielding/deshielding UX

Zcash has historically struggled with low shielded adoption because two address types create friction, confusion and operational errors. Hathor’s design uses a single address type that supports both transparent and confidential transactions. The wallet manages transitions automatically. Users never interact with shielding or deshielding concepts. Combined with the ability to pay fees using the same transferred asset, this creates a materially simpler operational experience at scale.

4. Three-level compliance toolkit, designed as a product

. Monero has no meaningful compliance tooling. . Zcash is still evolving viewing-key functionality. . Railgun offers “Proofs of Innocence” through SDK-level tooling. Hathor introduces: - Transaction-level proof of payment - Address-level auditing keys - Wallet-level auditing keys All exposed as operational product features, not cryptographic primitives. The difference between “developer tooling” and “a compliance officer sharing view access with a regulator” is the difference between a capability and a usable financial product.

Who benefits from controlled financial visibility?

Businesses & Financial Platforms

Payment processors

Stablecoin issuers

Treasury systems

Banks and fintechs

Tokenized asset platforms

Cross-border payment companies

Payment processors
Stablecoin issuers
Treasury systems
Banks and fintechs
Tokenized asset platforms
Cross-border payment companies

Businesses & Financial Platforms

Payment processors

Stablecoin issuers

Treasury systems

Banks and fintechs

Tokenized asset platforms

Cross-border payment companies

Individuals & Digital Payments

Personal payments

Freelancers and global workers

Family transfers

High-value transactions

Digital commerce

Users who prefer financial discretion

Personal payments
Freelancers and global workers
Family transfers
High-value transactions
Digital commerce
Users who prefer financial discretion

Individuals & Digital Payments

Personal payments

Freelancers and global workers

Family transfers

High-value transactions

Digital commerce

Users who prefer financial discretion

Not every transaction should expose operational strategy,
personal balances or financial relationships by default.

Stablecoins solved global settlement.
Hathor solves confidential financial operations.

Stablecoins solved global settlement.
Hathor solves confidential financial operations.